Banking FAQs

Q: Are First Newton Bank deposit accounts FDIC insured?
A: Yes! Each individual customer at First Newton Bank is insured by the FDIC up to $100,000.

Q: How do I set up Direct Deposit of my payroll check?
A: After your First Newton Bank checking application has been approved, you will receive First Newton Bank’s routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q: How do I set up Direct Deposit of my Social Security check?
A: After your First Newton Bank checking application has been approved, you will receive First Newton Bank’s routing and transit number and your account number. Simply contact us, and have your Social Security Number and account information available to set up your direct deposit right over the phone.

Q: Can I get information about my account by phone?
A: Yes! Account information is available with our Customer Service Representatives during business hours at any of our offices or ask about our Telephone Banking System for automated account information 24 hours a day.

Q: What products can I apply for online?
A: Check out First Newton Bank’s Products and Services page to see which accounts you can apply for online.

Q: Can businesses have accounts at First Newton Bank?
A: Yes! We currently offer commercial checking accounts, savings accounts and commercial loan products. In addition, our ExecuBanc product provides commercial customers with financial services and self-service account information through the use of a personal computer. To see what we currently offer, check out our Products and Services page.

Q: Does First Newton Bank offer IRAs online?
A: Yes, First Newton Bank does offer IRAs online. Visit our Products and Services page for more information.

Q: Is interest paid on First Newton Bank checking accounts?
A: Yes! If you want a checking account that pays a market rate of interest, check out our Golden Eagle Club Account, NOW Account, or Super NOW Account.

Q: Can I open an account if I don’t live in the United States? What if I live in the United States but am not a citizen yet?
A: At this time, we only accept applications from persons residing within the United States with valid U.S. tax identification numbers (Social Security Numbers). If you have questions, contact us. We’d like to hear from you.

Q: Can I do all of my banking with First Newton Bank?
A: Yes! Thanks to the convenience of Direct Deposit, Online Banking, Telephone Banking and ATMs, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.

Q: Can I look at all of my transactions at any time?
A: Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!

Q: How frequently is my First Newton Bank information updated?
A: First Newton Bank updates all customer information nightly. Whether you access our Online Banking site or visit our customer service department, your account information is updated every day to reflect all account activity.

Q: Are wire transfers possible to and from my First Newton Bank checking account?
A: Yes! Funds can be transferred to and from First Newton Bank accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Call our customer service department at (770) 787-5500 for details.

Q: How do I make a deposit to my account from a remote location?
A: You can do most of your banking by using direct deposit, ATMs or ACH (Automated Clearing House) transactions. First Newton Bank also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that’s best for you.

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