First-Time Savers

It’s never to early to open a savings account for a child. FNB’s First Time Savers account is designed for children from ages birth to 18 with an adult as custodian. First Newton Bank also offers overdraft protection. Please see our rate board for current interest rate.

Opening Minimum Balance: $10.00


  • There are no minimum balance requirements, and no monthly maintenance fees
  • Three withdrawals allowed per quarter; $2 service charge for each excess withdrawal
  • Interest accrues daily and compounds quarterly