Regular Checking

FNB’s Regular Checking allows you unlimited transactions provided you maintain an average daily balance of $500 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Opening Minimum Balance: $100.00


  • Low Opening Deposit
  • Convenient… funds may be accessed by check, ATM, or Check Card Account Information can be obtained through (770) 385-BANK (our 24-hour telephone banking system)
  • Can avoid service charge if minimum balance is maintained


  • A maintenance fee of $5.00 will be imposed every statement cycle unless you maintain the average daily balance
  • A debit fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) unless you maintain the minimum balance.